medAge uses PatientFi — the highest-rated financing partner in aesthetic medicine. No hard credit checks. 0% interest options. Approved in seconds. Exclusive to medAge.
A $3,500 Morpheus8 series or a $4,800 Ultherapy treatment can feel like a significant commitment when you're looking at the total. The same treatment, spread over 12 or 18 months with a 0% offer, becomes a decision most patients can make without hesitation.
PatientFi's research shows that 82% of aesthetic patients are more likely to move forward when monthly plans are available. That's not a subtle effect — it's the difference between a patient who books and one who leaves to "think about it."
We offer PatientFi because it's the best tool we've found for helping patients get the treatment they actually need — rather than the treatment they can pay for all at once.
What feels more affordable?
Example: $3,500 treatment on a 36-month plan. Actual rate depends on creditworthiness.
Use the payment calculator on this page or apply at your consultation. PatientFi uses a soft inquiry only to check your rate, so there's zero impact to your credit score at the application stage. Most patients receive an instant decision.
Unlike most financing companies, PatientFi guarantees that every approved patient receives at least one zero-interest plan option. You'll see your actual offers before committing to anything. Select the plan that works for your budget — no pressure.
Once approved and transacted, our office is notified and your treatment is confirmed. PatientFi funds the practice the next business day. Your monthly payments go directly to PatientFi — medAge receives payment in full upfront on our end, so there's no delay in your care.
No interest if paid in full during the promotional period. No down payment required. Available terms:
For patients who prefer lower monthly payments over a longer period. Fixed APR determined by creditworthiness (6.99%–29.99%). Available terms:
We get asked about Cherry occasionally — it's a widely advertised financing option you'll see at many med spas. We evaluated both and chose PatientFi. Here's the honest comparison, based on what actually matters to patients.
| Factor | PatientFi ✓ | Cherry |
|---|---|---|
| 0% interest offer for every patient | ✓ Every approved patient guaranteed a 0% option | ✗ Not guaranteed — higher APR offers more common |
| Hard credit check | ✓ No hard pull — soft inquiry only to check rate | Hard inquiry may apply depending on plan |
| Compounding interest / late fee penalties | ✓ No compounding interest, no hidden fee escalation | ✗ Deferred interest models can compound significantly if not paid in full by promotion end |
| Approval exclusivity to your practice | ✓ 100% exclusive — your approval can only be used at medAge | Approvals may be portable to other practices |
| Maximum financing amount | ✓ Up to $30,000 — covers full treatment programs | Typically lower maximums |
| Galderma (ASPIRE) integration | ✓ Integrated with Galderma ASPIRE Rewards | ✗ No Galderma integration |
| Down payment required | ✓ No down payment required | Down payment sometimes required |
| Approval conversion rate | ✓ 44% more conversions vs. other financing companies | Lower conversion rate from approval to transaction |
* Comparison based on publicly available program terms and PatientFi data on file, 2024. Individual experiences may vary by creditworthiness.
Because medAge is a Merz Aesthetics and Galderma partner clinic, and PatientFi integrates directly with the ASPIRE Galderma Rewards program, patients who finance treatments like Restylane, Sculptra, or Dysport through PatientFi may be eligible for bonus ASPIRE savings. Ask your care coordinator at your next visit for details.
From a single filler appointment to a complete medAge Lift program or a series of Morpheus8 treatments — PatientFi covers the full range of our services, from $200 to $30,000.
Financing subject to credit approval. Ask your care coordinator if you have questions about a specific treatment or package.
Use the PatientFi calculator to see your estimated monthly payment for any treatment at medAge. No hard credit check. The calculator opens in a floating window — look for the button in the bottom-left corner of this page.
Enter any treatment amount to see your payment options.
Soft credit check only — no impact to your score.
PatientFi financing can be applied at your consultation appointment — you don't need to pre-apply before booking. Just let your care coordinator know you're interested and we'll walk through your options together.